Happy New Year everybody! We've come through the first week of the new year and I see non-conforming wholesale funding sources and small mortgage brokerage operations dropping like flys. Wholesalers should continue to fail for at least another 6 months or so, with small and medium sized retailers closing for probably another year - that's what usually happens at this point in the 'cycle'. We had several go-go years of blue-skys & easy money, plunging rates and soaring property values where everybody thought they deserved a six+ figure annual income. We're now just at the start of the opposite trend for the next few years.

Now that those heady days are behind, I'm seeing an increase in interest in our training facility, mostly our one-on-one coaching Mentor Program. We have 28 pages on our main website, and this week a full 10% of our website visitors reviewed this particular training program. This tells me "they" see 2007 as a more challenging period; knowing their own job activities better and how to do thing easier is a benefit they feel they can get from Secret! University. KEWL